Send A Debt Collection Letter Before Action In Norwich

Share this post!

Send A Debt Collection Letter Before Action In Norwich

If you are owed money in Norwich by a business or an individual, you need to take measures to recover this.

If phone calls are made to remind the debtor to pay bad debts and they ignore you, you must take action.

The owing of money can be a stressful situation, especially if you have tried everything to collect this with no success.

When this happens, you may be tempted to undertake legal actions upon your debtor as a way to prompt payment.

The threat of court action has been known to speed up the collection process due to its serious nature.

No debtor should be able to get away with not paying what they owe on the payment due date.

There are many things that can be done to improve your experience when you are owed money by a debtor.

When all other methods have been exhausted, a “Letter Before Action” (LBA) is the next valid step.

Many see LBA’s as a form of final reminder before more serious methods (such as debt collectors) are used.

We have created this debt advice to help you form a debt collection letter template.

debt collection letter in norwich

5 Steps For Sending A Debt Collection Letter Before Action

A Debt Collection Letter Before Action is designed to produce a payment from the debtor before the need for court action.

The letter shows the intention to take legal action if a payment is not made within a certain time frame.

We have put together these 5 steps for correctly, and compliantly, sending out a letter before action.

Step 1 – Ensure All Information On The Debt Collection Letter Is Correct

A debt collection letter may become void if the information is incorrect.

This could include spelling mistakes, wrong addresses or phone numbers, wrong dates etc.

Just like with any other form of professional documents, ensuring all details are correct before sending is important.

The last thing you would want is for the debtor to refuse the letter and you have to make amendments.

Step 2 – Use Relevant Reference Numbers

Using the same reference numbers on all types of documents you send to the debtor is beneficial to both parties.

This ensures that all documents related to this reference number can be found quickly and efficiently.

It also means the debtor cannot refuse payment with the excuse that they thought it was related to another reference number.

Step 3 – Send As Recorded Delivery (Or Read Receipts)

Regardless of how the debt collection letter is sent, you should receive proof that this has been received.

There are ways that this can be achieved, such as sending through recorded delivery or by requesting read receipts.

By implementing these measures, you shall be able to see whether or not the debtor is ignoring you.

Step 4 – Set Payment Deadlines

Payment deadlines are important and can motivate the debtor to respond and pay what is owed.

This is similar to setting out a payment plan with the debtor to ensure they pay.

Repayment plans and payment deadlines are handy for knowing the debtor’s intentions to pay.

Step 5 – Ensure To Use Professional Communication Always

Professional communication should be used in all forms of contact between yourself and the debtor.

When you threaten a debtor with a potential court claim, this may make them angry.

During these situations, it is important that you stay calm and professional, as this will demonstrate the severity of the letter.

Debt Collection Letter in Norwich – Expert Help

Our recommended team of Debt Collection Experts are happy to help with your enquiries.

Using A Debt Collection Agency in Norwich

If you have tried to send a debt collection letter and have failed, serious methods need to be considered.

The most effective and affordable way to recover money that is owed is by using a professional debt collection agency.

Whilst there are a plethora of agencies registered in England and Wales, it is beneficial to use a local agency.

Debt Collection Norwich, for example, provides the easiest way to find the right type of agency in the city.

There are many agencies to choose from and knowing which to choose may be challenging alone.

Our list of partners provides the most effective debt collection services in the industry for their clients.

They also ensure to not damage any existing relationships between creditors and debtors to provide peace of mind.

Our recommended commercial debt collection agency is Federal Management.

They are authorised and regulated by the Financial Conduct Authority (FCA) to recover debts under the Consumer Credit Act.

For personal debt collection, we recommend using Frontline Collections.

They have collected millions of pounds worth of debts for their clients since 2005. Additionally, they can also carry out international debt collection.

Debt Collection Letter in Norwich – Expert Help

Our recommended team of Debt Collection Experts are happy to help with your enquiries.

Debt Collection Norwich – Frequently Asked Questions

Who exactly Are Debt Collection Norwich?

We act as a referral agency for the best debt collection companies in Norwich.

How Can You Be Trusted To Find The Right Debt Collection Agency?

There are many different agencies in the UK that can be quite challenging to choose – this is where we can help.

Do Your Services Cost Anything To Use?

No, our service is free and takes the hassle out of you having to approach numerous debt collection agencies.

What Is The Success Rate Of Your Partners?

Our partners have recovered as much as up to 90% of undisputed debts, maximising the potential for a successful recovery.

Should I Choose A Debt Recovery Company Or A Solicitor?

Solicitors are process-driven whereas our partner Debt Collection firms are results-driven and proactive.

Leave a Comment